Most households should buy a cordless drill first, because it covers drilling and light screw driving, while an impact driver becomes useful later for long screws and tougher fastening.
The best first cordless drill is usually compact, easy to control, and strong enough for drywall, wood, light anchors, and ordinary screws rather than oversized for hypothetical heavy work.
A good indoor step ladder should match ceiling height, storage reality, and stability needs rather than just offering one more rung than you are likely to use safely.
A good bit set covers the common sizes and materials you will actually use, instead of padding the case with duplicates, odd sizes, and low-quality filler.